Sagar Shah

The Catalina Island is twenty-one miles away from the coast of California, and many people have taken the challenge to swim across it. On July 4th 1952, Florence Chadwick stepped into the water off Catalina Island to swim across to the California coast. She started well and on course, but later fatigue set in, and the weather became cold. She persisted, but fifteen hours later, numb and cold, she asked to be taken out of the water. After she recovered, she was told that she had been pulled out only half a mile away from the coast. She commented that she could have made it, if the fog had not affected her vision and she would have just seen the land. She promised that this would be the only time that she would ever quit. She went back to her rigorous training. And two months later she swam that same channel. The same thing happened. The fatigue set in, and the fog obscured her view, but this time she swam with faith and

A sailor was stuck in an island where he was the only survivor. He made a hut for his shelter. Day and night, he's praying and waiting for someone to rescue him but no one came. He stored food in the hut for his survival, but one day, the hut burned to ashes and nothing was left of it. He was so angry, he said, "God, why have you done this to me?!" The next morning, rescuers came. He asked, "How did you know that I'm here?" They replied, "We saw a smoke signal." Trust him when misfortune happens.

Lesson 1: A man is getting into the shower just as his wife is finishing up her shower, when the doorbell rings. The wife quickly wraps herself in a towel and runs downstairs. When she opens the door, there stands Bob, the next-door neighbor. Before she says a word, Bob says, "I'll give you $800 to drop that towel. " After thinking for a moment, the woman drops her towel and stands naked in front of Bob After a few seconds, Bob hands her $800 and leaves. The woman wraps back up in the towel and goes back upstairs. When she gets to the bathroom, her husband asks, "Who was that?" "It was Bob the next door neighbor," she replies. "Great!" the husband says, "did he say anything about the $800 he owes me?" Moral of the story : If you share critical information pertaining to credit and risk with your shareholders in time, you may be in a position to prevent avoidable exposure Lesson 2:

Jerry was the kind of guy you love to hate. He was always in a good mood and always had something positive to say. When someone would ask him how he was doing, he would reply, "If I were any better, I would be twins!" He was a unique manager because he had several waiters who had followed him around from restaurant to restaurant. The reason the waiters followed Jerry was because of his attitude. He was a natural motivator. If an employee was having a bad day, Jerry was there telling the employee how to look on the positive side of the situation. Seeing this style really made me curious, so one day I went up to Jerry and asked him, "I don't get it! You can't be a positive person all of the time. How do you do it?" Jerry replied, "Each morning I wake up and say to myself, 'Jerry, you have two choices today. You can choose to be in a good mood or you can choose to be in a bad mood.' I choose to be in a good mood. Each time something bad